Terms of service

Last updated: July 2026

Plain language, because you'll actually read it that way.

What Kaizen is

Kaizen is a journaling and habit-building tool for traders: a guided daily routine, a trade log, reviews, streaks, and an optional AI coach that comments on your process. You bring the trading; we bring the mirror.

What Kaizen is not — no financial advice

Nothing in Kaizen is financial, investment, or trading advice. The AI coach analyzes how you followed your own rules. It does not predict markets, recommend positions, or generate signals — and it is built to decline if asked. Trading involves substantial risk of loss. Your decisions, your results, and your risk are entirely your own.

Your account

• You must provide a real email address and keep your credentials to yourself.
• You're responsible for what happens under your account.
• One person per account. It's a journal — sharing one would be strange anyway.

Billing

• The journal is free. Kaizen Pro (the AI coach) is a paid subscription. New accounts get a limited number of free coach actions to try it, no card required.
• Payments are processed by Revolut; you can cancel anytime from Settings and Pro remains active until the end of the paid period.
• Cancelling never deletes data. The coach locks; the journal stays fully yours.
• AI usage is subject to a generous fair-use allowance to keep the service sustainable; we'll always show you your usage before you hit it.

Acceptable use

• Don't attempt to access other users' data, probe the service's security, or resell access.
• Don't use the AI coach to generate content unrelated to your journal (it's metered — you'd only be burning your own allowance).
• Don't upload anything illegal. Screenshots of charts are what the paste-zone is for.

Your data

Your journal is yours. See the privacy page for exactly what we store, who processes it, and how export and deletion work. If Kaizen ever shuts down, you'll get notice and time to export everything.

Service and liability

Kaizen is provided as-is, without warranties. We work hard to keep it up and your data safe (backups, encryption, tested tenant isolation), but we can't promise perfection. To the maximum extent permitted by law, our liability is limited to the amount you paid us in the last 12 months. Nothing in these terms limits liability where the law says it can't be limited.

Changes

If these terms change materially, we'll tell you in the app before the change applies — not bury it in an email footer.